The Roth Rescue; Why Early Retirement Planning Requires a different plan

When I first started thinking about retirement, I never pictured myself being able to retire very early.  I had never seen it done before.  Heck, my own parents worked until death and age 70, the latter having only stopped working due to the business she worked for went bankrupt and closed its doors.  So what is a young lad to do? I knew great options existed, so I took full advantage of work pre-tax retirement accounts.  I put money into my 401(k), as much as I could to avoid the 28% (now 25%) Federal tax bracket.  Prior to this account,

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A History of My Interest in Financial Freedom and Early Retirement

Who am I and how did I get here? As an infant, the concept of work and career are foreign.  The concept of play is not.  Somewhere along the way, work becomes more important than play… far more important.  Therefore, as we grow up, it is incumbent upon us to figure out a way to reset the pendulum. Welcome to the Finance Patriot.  What comes to mind when you think of a patriot?  The web defines a patriot as; a person who vigorously supports their country and is prepared to defend it against enemies or detractors. Fair enough.  In America, the

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